Digital Financial Literacy for Cross-Border E-commerce: Empowering Ghanaian SMEs
The rise of cross-border e-commerce in Africa is transforming how small and medium-sized enterprises (SMEs) trade and grow. From Accra to Kumasi and beyond, local businesses are tapping into global markets, selling products and services across borders with just a few clicks. However, while the opportunities are immense, SMEs in Ghana still face major challenges when it comes to managing their finances digitally. This is why Social Enterprise Ghana, in partnership with GIZ Ghana’s Program for Export and Competitiveness in the Creative Industries (PECI), is offering a FREE Digital Financial Literacy (DFL) Training to equip entrepreneurs with the tools they need to thrive.
Why SMEs Need Digital Financial Literacy
For Ghanaian businesses venturing into international trade, financial literacy is no longer optional—it’s a survival skill. Entrepreneurs must understand:
- How to secure international payments
- How to protect themselves from fraud in digital transactions
- How to navigate mobile banking and fintech platforms
- How to comply with cross-border financial laws and regulations
Without these skills, many SMEs risk losing money, customers, and global opportunities.
Challenges Facing SMEs in Digital Payments
Although mobile money and fintech tools have made digital transactions more accessible, SMEs still face:
- Fraud risks with unverified online payments
- Lack of knowledge in using bookkeeping and digital wallets effectively
- Compliance issues with international tax and financial regulations
- Unstable exchange rates affecting cross-border deals
These challenges highlight why structured training is critical for business sustainability and growth.
About the FREE Training
To bridge this gap, Social Enterprise Ghana and GIZ Ghana PECI are hosting a Digital Financial Literacy Training for Cross-Border E-commerce.
📅 Date: 27th & 28th August 2025
🕤 Time: 9:30 am – 3:30 pm
📍 Venue: Tomreik Hotel, East Legon – Accra
💰 Cost: Absolutely FREE!
What Participants Will Learn
- Online bookkeeping & digital wallets
- Preventing fraud in digital transactions
- Securing international payments
- Navigating mobile banking & fintech tools
- Understanding exchange rates & compliance
This program is tailored for SME owners and e-commerce entrepreneurs who are ready to expand into international markets.
Driving Youth Empowerment and SME Growth
By building digital financial literacy in Ghana, this training directly supports youth empowerment, skills development, and entrepreneurship growth. It strengthens SMEs, boosts community development, and creates a stronger foundation for cross-border e-commerce in Africa.
👉🏽 Register Now: Send your Name, Business Name & WhatsApp Number to secure your spot. Contact 0244328211 or 0552232227.
